Disability Income

Benefit

Should you become disabled, you would receive a monthly benefit so that you can meet your financial obligations and maintain your standard of living. You can choose the amount and term of your coverage based on your needs and your budget.

We often prefer to think that disability happens only to other people until our own lives are turned upside down by such an event.
Give yourself the means to maintain a normal life without having to worry about the financial impacts of a disability.

Disability Sickness Benefits

Companion to your Accident Compensation Program

Example Plan D

Per Month

Paid to you every month you’re Totally Disabled because of a Sickness at the rate Of $2,000 per month.

Benefits payable for up to 24 months, regardless of your elimination period, for any covered Sickness, while you’re under the regular care Of a Physician or Chiropractor.

FIRST DAY COVERAGE IS AVAILABLE.

5 Important Features

  • 90% of complete claims are settled within 7 days.
  • Once you qualify, your benefit is fixed, even if your income has fluctuated when you make a claim.
  • No taxes withheld.
  • You choose your own Physician or Chiropractor.
  • The company cannot cancel coverage because of your claims history

Return of Premium

With La Capitale’s Return of Premium (ROP) Rider, 100% of all the money you pay for all covered plans beginning now, will be returned to you at maturity, either as claim payments or in cash. La Capitale’s ROP also provides a Partlal Benefit and an Accldental Death Benefit to help you and your loved ones plan a more secure financial future.

Full Benefit

%

Paid to you at maturity, in one lump sum, 100% of the total of all premiums paid, less any claims. Maturity is reached at age 65 or after 20 years, whichever is later.

Safe Driver Plan

Protects you from Total Disability anytime you’re injured in an accident while driving or riding within the passenger compartment of an Automobile, Truck or Bus anywhere in North America. Benefits are also provided for Hospitalization, Loss of Life and Permanent Total Disability.

Per Month
Paid in one lump sum to your beneficiary in the event Of your death, as a result Of a covered motor vehicle injury, within 365 days Of such injury.

Per Month
Paid to month in a Hospital because of a cwered motorvehicle injury. at the rate of S400 per day. for up to 60 days. Paid in addition to Disability Benefit.

Per Month
Paid to you every month if you’re Totally Disabled because Of a covered vehicle injury at rate of $1,600 per month. for up to six full months.

Business Protection Plan Disability 2 Year Sickness Benefits

Designed for the needs of small Business Owners
Your Sickness Business Protection Plan reimburses you for covered monthly business expenses in the event you’re Totally Disabled as a result of sickness and upon submission of satisfactory proof of incurred business expenses.

Sickness Total Disability

(Up to) Per Month
Paid to you every month you’re Totally Disabled because of a covered sickness.
Reimburses you for fixed monthly business expenses up to a monthly maximum. Payable for up to 2 years during a period of Total Disability, after a 30 day elimination period has been satisfied.

6 Important Features

  • 90% of complete claims are settled within 7 days.
  • Waiver of Premium — after 6 consecutive months of total disability. 
  • Once you qualify, your benefit is fixed, even if your income has fluctuated when you make a claim.
  • No taxes withheld.
  • You choose your own Physician or Chiropractor.
  • The company cannot cancel coverage because of your claims history

If you were diagnosed with Cancer would a lump sum benefit help give you peace of mind?

Premier Cancer Plan

Example Plan

(Up to) Per Month
Paid when you are diagnosed with Cancer.
PAID DIRECTLYTO YOU IN ONE LUMP SUM
You may use this money any way you choose.

5 Important Features

  • You choose your own Physician for medical attention.
  • Renewable for life.
  • Dependent coverage available.
  • Benefits are paid directly to you to use as you see fit.
  • You will receive the benefit you select, up to $50,000, in one lump sum.

Contact Us

403-7045 Edward blvd, Mississauga L5S 1X2

403-7045 Edward blvd, Mississauga L5S 1X2

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